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, e" C7 I6 ~ V$ s; y 相信大家应该都有看过中心化钱包和去中心化钱包，但具体是什么呢？今天小编带大家了解什么是中心化钱包和去中心化钱包吧。
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中心化钱包1 K- m4 T0 _& e: u$ x9 d1 H: [. g9 |
中心化集中式钱包，又称链下钱包(Offchain)，完全依赖于运行该钱包的公司和服务器，存储在交易所的比特币是存储在集中式钱包(链下钱包)中的。私钥不属于用户，但在集中服务器托管链中的钱包项目端，资金通常委托给服务器。私钥和资产移交给钱包进行集中管理。用户不用担心这类钱包产品的私钥丢失，造成资金损失，通常可以支持密码检索；但资金风险会更集中在钱包项目端和服务器端。集中式钱包被黑客征服时，用户将遭受不必要的损失。" i: O7 V, \8 g3 y
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去中心化钱包
6 L% |1 i" t% r' I9 S去中心化钱包通常被称为Onchain钱包，私钥由用户维护，资产存储在区块链。分散的钱包通常被称为Onchain钱包。将私钥移交给用户。如果私钥丢失，钱包将无法帮助用户恢复，资金将永远丢失。但是分散的钱包很难被黑客攻击，用户不用担心钱包服务商的自我窃取。
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总体来说，集中式钱包是存资产的地方，分散式钱包是存私钥的地方。集中式钱包除了交易所不建议大家使用，虽然私钥丢可能会帮你找回。但总有公司跑路的风险。分散的钱包相当于一个渠道，一个掌握助记词来控制自己在区块链的资产的渠道。对于分散的钱包来说，最重要的是保护私钥的安全。* x" Y. m/ G# h4 d
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