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随着个人财富的增长，越来越多的人开始关注理财，而理财规划师也成为一个热门职业，不少人想要考取理财规划师证，那么，取得理财规划师证书之后有哪些好处呢？ * ~) \2 P& e) e- L4 R0 ^/ p
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+ _4 z5 e' B; r' I y9 o( M4 D考取理财规划师证书， 高薪就职有保障
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5 C) |) n2 L8 \# S" d: i理财规划师作为时下最火热最吃香的职业之一，其薪资待遇也是分为好几等的。据深圳人才市场数据显示，理财规划师平均工资是税后15360元，最低工资也达到了8500元，最高工资则没有封顶，大部分都是12000元左右，而且目前人才市场上理财规划师人才也是奇缺。 - ~& `; R5 V( ^1 }$ h; r1 o
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高薪是我们追求的物质需求，有了高薪才有可能追求我们更高的需求，就像我们经常说的那句话：经济基础决定上层建筑。 4 k+ Z ?% c- n6 f
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, r$ l( O9 V. f4 }, i" q理财规划便于实现教育期望 ! t+ v2 E1 y2 A+ j6 l6 {& @/ s
2 ?& \! F* v% _( t) V& h教育为人生之本，时代变迁，人们对受教育程度要求越来越高。再加上教育费用持续上升，教育开支的比重变得越来越大。我们更加需要及早对教育费用进行规划，通过合理的财务计划，确保将来有能力合理支付自身及其子女的教育费用，充分达到个人(家庭)的教育期望。 $ H' K" o; l# H; A; B+ p
) z. Z! ^) \! y& g# G- d知识永远都是可以创造财富，知识可以改变命运，这是千百年来的道理。通过理财规划可以让你有机会学习。
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* f: M, ~5 W. {& l! E2 k8 _) j必要的资产流动性
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个人持有现金主要是为了满足日常开支需要、预防突发事件需要、投机性需要。个人要保证有足够的资金来支付计划中和计划外的费用，所以理财规划师在现金规划中既要保证客户资金的流动性，又要考虑现金的持有成本，通过现金规划使短期需求可用手头现金来满足，预期的现金支出通过各种储蓄或短期投资工具来满足。
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风险保障让你面对突发事件处变不惊 ' M; T, s F3 [6 g) R
- l# N/ l, W% \2 Y7 o在人的一生中，风险无处不在。只要你掌握了专业的理财规划技巧，通过风险管理与保险规划做到适当的财务安排，将意外事件带来的损失降到最低限度。理财规划，规划好自己的生命保险，让自己未来一切无忧。
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保持收支结构大体平衡 % D5 q* e5 a( u4 ]3 k
1 m: K4 F: h$ \个人理财目标的首要目的并非个人价值最大化，而是使个人财务状况稳健合理。在实际生活中，减少个人开支有时比寻求高投资收益更容易达到理财目标。通过消费支出规划，使个人消费支出合理,使家庭收支结构大体平衡。 $ Z8 g3 S5 x( S- b0 A7 a/ ?
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这个对于大多数家庭是有用的。收支平衡，可以保证自己的日常生活的开支。 - C& C# ]0 w5 ~6 L2 V6 b% r6 s) R4 A
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% D0 J) q1 W4 j) @! e6 Z合理的纳税安排，让你过上优质生活
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6 [) ?& A% u3 G- w' D& {; k准球王梅西曾因为偷税漏税问题给西班牙税务局盯上，最后不但要补缴漏税金额，还要罚款1000万欧元，甚至差点就要遭受牢狱之灾。 , l% h* X+ g9 e4 j
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这个小故事告诉了我们：纳税是每一个人的法定义务，但纳税人将自己的税负减到最小。为达到这一目标，懂得理财规划的人会通过对纳税主体的经营、投资、理财等经济活动的事先筹划和安排，充分利用税法提供的优惠和差别待遇，适当减少或延缓税负支出。 ' H5 x; Y. N# ~9 Y; U. t
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3 Z; k/ W+ P7 \& }- T$ |+ a1 u合理的理财规划，可以让提高你的人生的节奏，不管是生活，教育，家庭还是未来，都是一笔巨大的规划财富，而这一切都来于理财规划。 2 {& j1 |$ A; p/ ?4 N
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来源：金色财经 |
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