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为了存钱为了攒钱我们每日都在奔波，不管是从工作上面，还是从额外的娱乐项目博彩上面，赚到更多的钱都是我们的期望与目标~) C6 n/ Z( X6 a& F6 U! o% Q' L
大家赚来的钱除了正常的开销以外一定会攒起来存到银行里面，这些就被称为备用的钱~
" I2 s5 g4 {- i; h# A6 N$ p盈盈接触过的很会理财的人都是这样来安排的，$ Y! ~; n b9 g$ J! L
把每月的收入固定分为5份：
9 B3 |" t0 V! H1 日常花销
6 `& g( \' G" z/ e" P4 d1 n3 `; r2 养家糊口
2 [* F2 n: t5 _3 孝敬父母/ E( k; u6 r! b8 f7 c
4 投资理财
) l/ t! n/ L3 f: a5 K5 备用的钱
/ S/ `! f# l+ ]$ g. d备用的钱是用来做什么的呢？
4 Z% D6 O1 n# D8 i2 d: w. F* v9 Y平日里把部分钱存起来，以备不时之需。当我们遇到变故或者是一些突发事件，备用的钱就是我们唯一的依靠。* H3 d; J0 n% _. _1 b& C- h
有了备用的钱就很踏实的感觉，一生中总会有顺心和不顺心，谁也说不准，前一秒和后一秒都会产生什么变化~
' j/ y( a. F4 I. O9 A5 O0 ?, t2 q盈盈自小在菲律宾长大，但是受的教育还是天朝非常传统的。
8 O$ J0 c9 G2 F+ |6 r0 N: L# G来说说菲律宾人的习惯和天朝人的习惯做一个对比：
4 X W# U: d# D3 A% c6 d菲律宾人消费习惯跟西方国家差不多，称之为"月光族"，没有留任何备用钱的习惯，也因为地理气候的原因，很多人没有钱的时候就睡在路边上，饿了就爬到树上摘一个椰子来吃，一年四季都是夏天，也不怕被冻着，也不怕挨饿~% g6 \5 {5 u" E. t! r) b' g) z
天朝人的消费习惯非常的保守，称之为"存钱族"，我们会在固定的时间把暂时不需要的钱全部存起来，做到"缸里有粮，心中不慌"，备用钱充足，这是天朝人数千年以来流传下来的传统好习惯~
) h, ^7 V# H1 |% c2 {0 \7 @* v希望大家不管在什么时候，一个好的理财观念和方法要有~博彩赢多了的时候记得拿出部分进行消费，除了犒劳自己和家人，不要忘记存到备用钱一部分喔~! ]9 n& S$ K6 j- i! N
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9 W; r6 X: @7 U, s! P; D
最后来一个小笑话，$ Y' f2 K- I( j8 z5 G
在爱情公寓里面，盈盈记得关谷曾经说过一句话：“以前我听说你们天朝人很谦虚，可是来到这里我发现原来并不是，因为我看到大街上很多房子写着“天朝很行，天朝工商很行，天朝农业很行，广东发展很行…”;P
5 I E( f/ ]6 [" f |
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$ k; ?% k1 ]6 a! T' N; T) e6 {, X
慢慢来攒，正常的工作和生活所需的费用也是靠双手和智慧赚来的，节约是福，省着点，备用的钱就积少成多啦~ |
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( r C* j0 J; `; A+ J! N' Y{:4_99:}是的呢，家有余粮怎么着也不怕饿到~ |
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- O3 N- F# e; g* ^2 j8 Q' b
中奖哥哥谦虚了，看您平日里发的帖子晒图，盈盈就知道您是一个非常有计划性的人~理性博彩非常好~ |
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1 日常花销
) l5 a" k E5 N* O5 S2 养家糊口
2 V$ D( L6 C, p+ y3 孝敬父母6 N4 |- h& |! o
往下就没有了 |
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